运营与管理洞察聚合
运营与管理洞察聚合。
HTTP 方法与路径:GET /api/v1/stock/topic/operations-insight/{code}
入参
Path
| 参数 | 位置 | 类型 | 必填 | 说明 |
|---|---|---|---|---|
code | path | string | 是 | 股票代码 |
Query
| 参数 | 类型 | 必填 | 说明 |
|---|---|---|---|
year | string | 否 | |
reportDate | string | 否 | YYYYMM 或 YYYY-MM-DD |
timeRange | string | 否 | |
governanceLimit | number | 否 | |
forecastPageSize | number | 否 |
响应
响应外壳:成功时 JSON 含
success、data、可选message,见 统一响应体。
响应示例
对应请求 GET /api/v1/stock/topic/operations-insight/000001。字段以线上为准。
{
"success": true,
"data": {
"code": "000001",
"secuCode": "000001.SZ",
"generatedAt": "2026-04-26T23:37:54.149Z",
"status": "degraded",
"missingFields": [
"governanceTimeline"
],
"degradeReasons": [
"governance_events_unavailable"
],
"data": {
"industryCycle": {
"code": "000001",
"industryName": "股份制银行Ⅲ",
"year": "2025",
"previousYear": "2024",
"cyclicality": "weak",
"position": "middle",
"confidence": "medium",
"metrics": {
"sampleSizeCurrent": 9,
"sampleSizePrevious": 9,
"revenueAllYearYoY": -0.016836441477779008,
"parentNiAllYearYoY": -0.0007048848721322868
}
},
"governanceTimeline": [],
"earningsGuidance": [
{
"secucode": "688813.SH",
"code": "688813",
"name": "泰金新能",
"reportDate": "2026-12-31 00:00:00",
"predictType": "略减",
"predictFinance": "扣除非经常性损益后的净利润",
"predictContent": "预计2026年1-12月扣除非经常性损益后的净利润盈利:17,507.39万元,同比上年下降:13.74%。",
"tradeMarket": "上交所科创板",
"securityType": "A股"
},
"..."
],
"businessHighlights": [
{
"code": "000001",
"secucode": "000001.SZ",
"name": "平安银行",
"keyword": "经营范围",
"mainPoint": 2,
"mainPointContent": "办理人民币存、贷、结算、汇兑业务;人民币票据承兑和贴现;各项信托业务;经监管机构批准发行或买卖人民币有价证券;发行金融债券;代理发行、代理兑付、承销政府债券;买卖政府债券;外汇存款、汇款;境内境外借款;从事同业拆借;外汇借款;外汇担保;在境内境外发行或代理发行外币有价证券;买卖或代客买卖外汇及外币有价证券、自营外汇买卖;贸易、非贸易结算;办理国内结算;国际结算;外币票据的承兑和贴现;外汇贷款;资信调查、咨询、见证业务;保险兼业代理业务;代理收付款项;黄金进口业务;提供信用证服务及担保;提供保管箱服务;外币兑换;结汇、售汇;信用卡业务;经有关监管机构批准或允许的其他业务。",
"keyClassif": "经营范围"
},
"..."
],
"themeSignals": [
{
"code": "000001",
"secucode": "000001.SZ",
"name": "平安银行",
"boardCode": "BK1071",
"boardName": "跨境支付",
"selectedReason": "CIPS是我国重要的金融市场基础设施,在助力人民币国际化等方面发挥着重要作用。公司是首批直接参与者之一。",
"boardRank": 20,
"boardYield": -0.77
},
"..."
],
"companyOperations": {
"code": "000001",
"secuCode": "000001.SZ",
"generatedAt": "2026-04-26T23:37:53.940Z",
"status": "pass",
"missingFields": [],
"degradeReasons": [],
"businessHighlights": [
{
"code": "000001",
"secucode": "000001.SZ",
"name": "平安银行",
"keyword": "经营范围",
"mainPoint": 2,
"mainPointContent": "办理人民币存、贷、结算、汇兑业务;人民币票据承兑和贴现;各项信托业务;经监管机构批准发行或买卖人民币有价证券;发行金融债券;代理发行、代理兑付、承销政府债券;买卖政府债券;外汇存款、汇款;境内境外借款;从事同业拆借;外汇借款;外汇担保;在境内境外发行或代理发行外币有价证券;买卖或代客买卖外汇及外币有价证券、自营外汇买卖;贸易、非贸易结算;办理国内结算;国际结算;外币票据的承兑和贴现;外汇贷款;资信调查、咨询、见证业务;保险兼业代理业务;代理收付款项;黄金进口业务;提供信用证服务及担保;提供保管箱服务;外币兑换;结汇、售汇;信用卡业务;经有关监管机构批准或允许的其他业务。",
"keyClassif": "经营范围"
},
"..."
],
"themeSignals": [
{
"code": "000001",
"secucode": "000001.SZ",
"name": "平安银行",
"boardCode": "BK1071",
"boardName": "跨境支付",
"selectedReason": "CIPS是我国重要的金融市场基础设施,在助力人民币国际化等方面发挥着重要作用。公司是首批直接参与者之一。",
"boardRank": 20,
"boardYield": -0.77
},
"..."
],
"industryInfo": {
"code": "000001",
"secucode": "000001.SZ",
"name": "平安银行",
"boardCode": 475,
"boardName": "银行Ⅱ",
"industryRank": null
},
"boardInfo": {
"code": "000001",
"secucode": "000001.SZ",
"name": "平安银行",
"industryName": "股份制银行Ⅲ",
"maxReportDate": "2025-12-31 00:00:00",
"maxYear": 2025,
"maxValueDate": "2026-06-30 00:00:00",
"maxValueYear": 2026
},
"peerComparablePool": {
"code": "000001",
"industryName": "股份制银行Ⅲ",
"year": "2025",
"sortColumn": "PARENT_NI_3Q",
"totalUniverse": 9,
"peers": [
{
"code": "601916",
"name": "浙商银行",
"industryName": "股份制银行Ⅲ",
"year": 2025,
"revenueAllYear": 62514000000,
"parentNiAllYear": 12931000000,
"parentNi3Q": 4001000000,
"parentNi4Q": 1263000000,
"marketCap1Q": 80746029731.22,
"marketCap4Q": 83492493327.52
},
"..."
]
},
"signals": [
{
"label": "主营结构",
"category": "business_structure",
"summary": "办理人民币存、贷、结算、汇兑业务;人民币票据承兑和贴现;各项信托业务;经监管机构批准发行或买卖人民币有价证券;发行金融债券;代理发行、代理兑付、承销政府债券;买卖政府债券;外汇存款、汇款;境内境外借款;从事同业拆借;外汇借款;外汇担保;在境内境外发行或代理发行外币有价证券;买卖或代客买卖外汇及外币有价证券、自营外汇买卖;贸易、非贸易结算;办理国内结算;国际结算;外币票据的承兑和贴现;外汇贷款;资信调查、咨询、见证业务;保险兼业代理业务;...",
"confidence": "medium"
},
"..."
],
"signalGroups": {
"businessStructure": [
{
"label": "主营结构",
"category": "business_structure",
"summary": "办理人民币存、贷、结算、汇兑业务;人民币票据承兑和贴现;各项信托业务;经监管机构批准发行或买卖人民币有价证券;发行金融债券;代理发行、代理兑付、承销政府债券;买卖政府债券;外汇存款、汇款;境内境外借款;从事同业拆借;外汇借款;外汇担保;在境内境外发行或代理发行外币有价证券;买卖或代客买卖外汇及外币有价证券、自营外汇买卖;贸易、非贸易结算;办理国内结算;国际结算;外币票据的承兑和贴现;外汇贷款;资信调查、咨询、见证业务;保险兼业代理业务;...",
"confidence": "medium"
},
"..."
],
"operatingMetrics": [
{
"label": "经营指标",
"category": "operating_metric",
"summary": "本行积极加强与平安集团的协同协作,借助平安集团的客户、产品、品牌等优势,通过资源整合、相互协同,打造鲜明的综合金融优势。本行坚持从客户需求出发,全面完善综合金融的管理模式、协作机制和服务平台,持续强化关联交易管理,强化客户信息保护,坚持公允定价,有效做好风险隔离,依法合规开展综合金融业务。",
"confidence": "medium"
},
"..."
],
"shareholderReturns": [],
"themes": [
{
"label": "跨境支付",
"category": "theme",
"summary": "CIPS是我国重要的金融市场基础设施,在助力人民币国际化等方面发挥着重要作用。公司是首批直接参与者之一。",
"confidence": "medium"
},
"..."
],
"industry": [
{
"label": "行业定位",
"category": "industry",
"summary": "股份制银行Ⅲ",
"confidence": "medium"
}
]
}
}
}
}
}请求示例
curl -sS -H "Authorization: Bearer <API_KEY>" "http://localhost:4000/api/v1/stock/topic/operations-insight/000001"Last updated on